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The second largest recovery was from the housing loan category at Rs 19.63 crore from 2014 accounts. “We have done this for retail NPA accounts so far. Now, we are thinking of using this to track MSME accounts as well,” said a senior bank executive. Skip tracing is a method of locating a person who has disappeared without Skip Tracer Professional any trace. It makes use of comprehensive contact information on customers from credit bureau databases updated from financial institutions on a regular basis. The information includes names, addresses, email ids, PAN, Aadhaar and anything that a customer provides as a know your customer (KYC) detail to any financial institution while applying for a loan or during any other process. Credit information companies have tools that match all the records and data available with them to a particular customer to provide an updated information on a person. Bankers take their help to find out the latest information about a person whose account has become a non-performing account. Interestingly, banks in general are also believed to employ the services of software professionals to locate people who disappear without any trace as a credit information company has to work within the limits of regulations but a software professional working independently does not have any bounds.
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